Get ahead of the competition with a pre-approval

Are you searching for your first home? Or perhaps looking to increase your investment portfolio with another property? Before you can get yourself your very own property, you need to go through the process of securing a home loan. This is where a pre-approval comes in handy.

Step 1 – Speak to a MyLoan Specialist

The first thing you’ll need to do is talk to our Specialists. They’ll ask you a number of questions – your employment history, your income, your long-term goals, for example. After this soul-baring session, they’ll use the information to work out your borrowing power, and find the right loan product for you. They’ll also explain all the various fees, charges and costs that are involved, to make sure you’re on the right track.

Step 2 – Sorting your application

Now that you’ve picked your home loan, it’s time to apply. Your MyLoan Specialist will be right there to offer you a guiding hand through the process. They’ll let you know what documents you need to provide, and you’ll also go through the age-old ritual of filling out and signing a number of forms.

Step 3 – Getting pre-approved

Once we’re satisfied that your application fits the necessary criteria, then congratulations! You’ve obtained pre-approval for the loan, and you now are ready to find your dream home!

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